
Whether you’re an undergraduate, career training or graduate student these flexible student loans are designed to meet your needs:
- Competitive variable and fixed interest rates
- No origination fee or prepayment penalty1
- Multiple repayment options
Learn which loan is right for you

Borrow responsibly
We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.
These loans are made by Sallie Mae Bank. Uloop Inc. is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.
Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply. Click here for additional eligibility information about each product.
1 Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note—first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.
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Sallie Mae Student Loans are available for students at colleges near U of L
U of L Sallie Mae Student Loans
The SallieMae Smart Option Student Loan can help U of L students at the University of Louisville in numerous ways. Here are some of the benefits that students can enjoy by opting for this loan:1. Flexible repayment options: With the SallieMae Smart Option Student Loan, students can choose from multiple repayment options. This includes deferred, fixed, and interest-only repayment plans. Students can choose the plan that works best for them, based on their current financial situation.
2. Competitive interest rates: The loan comes with competitive interest rates, which can help students save money in the long run. Based on their credit history, they may be able to secure a lower interest rate, which translates to lower monthly payments.
3. No origination fees: Unlike some other student loans, the SallieMae Smart Option Student Loan has no origination fees. This means that students can access the loan amount without having to worry about additional fees.
4. Multiple loan options: SallieMae offers multiple loan options for undergraduate, graduate, and professional students. This means that students can choose the loan amount that suits their needs and financial situation.
5. Fast and easy application process: The application process for the SallieMae Smart Option Student Loan is fast and easy. Students can apply online and receive a credit decision within minutes. The loan amount will be disbursed directly to the University of Louisville, making the process seamless and hassle-free.